The process
Three simple steps between you and money you may be owed
No legal expertise required on your end. No upfront cost. Just tell me where to look, and I handle the rest.
You tell me where to look
Fill out the research request with your current and former legal names, every state you've ever lived in, and any relatives who may have left behind money. That gives me the map I need to search.
I search and file the claim
I comb through county tax-sale records, foreclosure overages, and state unclaimed-property databases. When I find money connected to you, I prepare and file every document needed to claim it — on your behalf.
You receive your check
Once the agency releases the funds, you get a check for your share. My fee is a percentage of what's recovered, agreed to in writing up front. Nothing found? You owe nothing.
Ready to find out if there's money with your name on it?
It takes about three minutes, and there's no obligation.
Start my free searchThe kinds of money I look for
Surplus funds come from more places than most people realize.
Frequently asked
What exactly are surplus funds?+
When a property is sold at a tax sale or foreclosure for more than the amount owed in taxes, liens, or the mortgage, the leftover money is called surplus funds — or overages. That money legally belongs to the former owner, but it's rarely claimed.
How much does it cost to get started?+
Nothing. There are no upfront fees, no retainers, and no hourly charges. I'm paid a percentage of the money I actually recover for you, and only after you've received it. If I find nothing, you pay nothing.
Why can't I just search for this myself?+
You can search your state's unclaimed-property site for free. But surplus funds from tax sales and foreclosures are held at the county level, often in records that aren't online, and they require specific paperwork and deadlines to claim. I do the legwork most people don't have the time or knowledge to handle.
How long does recovery take?+
Most claims are resolved within 60 to 120 days, though some counties move faster and complex cases can take longer. I keep you updated throughout the process.
Is MoneyOwed2U a law firm?+
No. MoneyOwed2U is a surplus funds recovery service and does not provide legal advice. If your case requires an attorney, I'll let you know and can refer you to one.
What if my deceased relative left money?+
Tell me about relatives who've passed — especially those who owned property or lived in other states. I can research whether there are unclaimed funds, insurance proceeds, or estate overages connected to them that you may be entitled to.