Legal
Terms & Conditions
Last updated: November 9, 2026
1. About these terms
These Terms & Conditions govern your use of the MoneyOwed2U.com website and the surplus funds recovery services we provide. By using this site or submitting a research request, you agree to these terms.
2. Who we are
MoneyOwed2U ("we," "us," or "our") is a surplus funds recovery service. We help individuals locate and claim surplus funds, tax-sale overages, foreclosure overbid proceeds, and other unclaimed money. We are not a law firm and do not provide legal advice or legal representation. Nothing on this site is legal advice.
3. Fees and payment
We charge no upfront fees. Our compensation is a percentage of the funds we successfully recover on your behalf, agreed to in writing before any claim is filed. If we recover nothing, you owe nothing. The specific percentage and any case-related costs will be set out in a separate written agreement before work begins.
4. No guarantee of results
We make no guarantee or warranty that any funds will be found or recovered. The existence and amount of surplus funds depends on records held by third parties, including counties, states, and courts, over which we have no control. Recovery timelines and outcomes vary by case.
5. Your responsibilities
You agree to provide accurate, truthful, and complete information when submitting a research request, including your legal names (current and former), states of residence, and relevant family information. You agree to respond to our requests for documentation and to sign necessary paperwork in a timely manner. Providing false or misleading information may result in termination of our services.
6. Authorization to act
When you check the box authorizing research, you consent to our searching public records and unclaimed-property databases on your behalf. Any filing or claim submitted on your behalf will require a separate written authorization signed by you.
7. Confidentiality
We treat the personal information you provide as confidential and use it only to perform the research and recovery services you request. Our handling of your information is described in our Privacy Policy.
8. Use of this website
You agree to use this site lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to it. We may modify or discontinue the site at any time without notice.
9. Limitation of liability
To the fullest extent permitted by law, MoneyOwed2U shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or our services. Our total liability is limited to the amount of fees you have paid us, if any.
10. Changes to these terms
We may update these terms from time to time. The "last updated" date above reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the updated terms.
11. Contact
Questions about these terms can be sent to hello@moneyowed2u.com or by calling (800) 555-0199.